Step One

You will be required to provide us with your credit reports from all three credit reporting agencies Equifax, Transunion, and Experian.  We prefer that you use IdentityIQ to pull all three of your credit reports because of the ease of use.  They also offer a lot of additional features if you stay on with their membership.

Step Two

Second, we provide you with a deep analysis of your credit report spotting all inaccurate information.  We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up.  Lastly, we provide you with step by step guidance on how to rebuild and restore your credit profile.

Step Three

Third, we load all of the inaccurate, misleading and unverifiable information into our system, so we can begin to challenge questionable information with the credit bureau, creditor, and collector.  Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 40 days for updates.  You can track your credit repair progress using our online client portal.

Step Four

Once the updated credit reports come back from the furnishers, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information.  If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item.  If the item comes back verified with no change, we follow up with the credit bureaus or the furnisher to try to get a resolution on why the inaccurate information is still on the credit report.  We focus on fixing your credit from start to finish.

What is Included In the service

Fixing your credit is our goal. We will work hard to correct, update or remove the following inaccurate, misleading and unverifiable items listed below:

  • Late pays
  • Tax liens
  • Inquiries
  • Short sales
  • Collection accounts
  • Identity Theft
  • Charge-offs
  • Account sold
  • Authorized users
  • Bankruptcies
  • Outdated
  • Medical bills
  • Repossessions
  • Foreclosures
  • Duplicates
  • Child support

Our Commitment

Our Mission

Our mission is to provide ethical and professional credit restoration services to assist as many individuals as possible to getting back on financial track.

Who Are We?

We are a hard working credit restoration company helping consumer restore and rebuild their credit.

Weekly Education

During the credit restoration process, we will provide you with information and the education you need to continue enhancing your credit score.

Our Promise

We are dedicated to helping you improve your credit score and get you approved once again.